Why Choose Jalan Advisory
What You Gain from a Considered Approach to Fixed Income Education
There are many ways to learn about bonds. Most of them assume you are a young professional in a hurry. These courses do not.
← Back to HomeCore Advantages
Six Reasons the Approach Here Works
Deep Subject Knowledge
Course authors have spent careers in Singapore's fixed-income markets and financial writing. The material is written by people who understand the instruments at a professional level — then translated into plain language.
Singapore-Specific Throughout
Every example, every instrument, every regulatory reference is drawn from Singapore's market — MAS, MoneySense, SGS, SSBs, CPF LIFE. No generic global templates applied and then localised as an afterthought.
Paced for Real Life
Weekly readings are designed to fit within a working week or a retirement schedule. Short enough to complete in one sitting. Long enough to be worth sitting down for.
No Sales Pressure
Nothing in the course material promotes a specific product. Jalan Advisory does not receive commissions from financial institutions. The courses exist to build understanding, not to recommend purchases.
Practical Outputs You Keep
Each course produces a working document — a checklist, a planning template, or a glossary — that stays useful long after the readings are finished. Not just notes: structured tools.
Better Conversations with Advisers
The courses are built around the idea that more informed clients have more productive meetings with licensed advisers. Understanding the vocabulary and structure of fixed income changes the quality of those conversations.
Expertise
Written by People Who Have Spent Time in the Market
The difference between a course written by a financial educator and one written by a former fixed-income analyst is significant. Jalan Advisory's materials are authored by people who have interpreted credit rating changes, tracked SGS auctions, and written about yield curves for professional audiences. That experience shapes how concepts are explained — with an awareness of where misunderstandings most commonly arise.
What this means for you
Explanations that anticipate the questions you are most likely to have
Accurate descriptions of how instruments actually behave
Honest framing of what yield-to-maturity does and doesn't tell you
No oversimplification that would lead you astray later
Process
A Structure That Builds Understanding, Not Just Familiarity
Each course follows a three-part rhythm: introducing the concept in plain terms, working through how it functions in practice, and then placing it within the context of a real Singapore investor's situation. The weekly structure avoids the common problem of cramming too much material before it can settle. Each reading is designed to be finished and thought about before the next arrives.
How the structure helps
Concepts are introduced before they are relied on
Each week builds directly on the previous one
Reflection prompts help you assess what has settled
Worksheets give the material a practical shape
Customer Focus
Shaped for Adults in Their Forties and Beyond
Adults who are forty or older bring a different kind of attention to learning than those fresh from university. They read carefully, they question claims, and they are not impressed by complexity for its own sake. The tone, pacing, and assumptions built into these courses are designed for that reader — respectful of their experience and honest about what the material covers and what it does not.
Tailored to your life stage
Language assumes literacy without requiring finance knowledge
Retirement-specific topics in the later-years course
CPF LIFE and SSB content relevant to Singapore residents
Conversation guide for discussing holdings with family
Value
Course Fees Measured Against What Understanding Is Worth
The courses are priced to reflect the depth of work they represent. Introductory material starts at SGD 249, with more detailed study at SGD 469 and the reflective retirement-focused course at SGD 799. These are one-time course fees — no subscription, no recurring charges. The worksheets and reference materials you receive are yours to keep and return to as your circumstances change.
What the fee covers
Complete set of weekly reading materials
Worksheets, checklists, and planning templates
Glossary of fixed-income terms (introductory course)
Annual content updates for the course year
How We Compare
Structured Learning vs. Finding Your Own Way
How Most Providers Work
- Generic global content, adjusted for local instruments as an afterthought
- Written for young professionals beginning their savings journey
- Promotional framing — materials often lead toward specific products
- No accompanying worksheets or planning tools to take away
- Live sessions at fixed times that may not suit working adults
- Jargon that appears without being properly explained
The Jalan Advisory Approach
- Singapore instruments and regulations from the first page
- Written for adults in their forties and beyond, at that stage of financial life
- No product recommendations — purely educational in intent and delivery
- Worksheets and reference documents included with each course
- Entirely self-paced — read when your schedule allows
- Every term explained when first introduced, and collected in a glossary
What Sets Us Apart
Distinctive Features of Our Courses
A Coherent Three-Course Progression
The three courses form a natural sequence from basic understanding, through document literacy, to retirement-phase thinking. Each works as a standalone study, but learners who take all three build a coherent, layered understanding across the full breadth of fixed income.
Designed for Joint Review
The later-years course includes a conversation guide specifically written for reviewing fixed-income positions with a spouse or adult children. This is uncommon in financial education, and it reflects how many households in Singapore actually make financial decisions.
Annually Reviewed Content
Fixed-income conditions in Singapore change. SSB step-up rates shift. SGS auction volumes vary. MAS policy evolves. We review and update all course materials each year so the content you receive reflects current reality, not outdated figures.
No Commission Conflicts
We do not hold a Capital Markets Services licence and do not act as a licensed adviser. Our business model is straightforward: course fees. There are no referral arrangements with brokers or banks that would shape what we write.
Recognition
Milestones and Acknowledgements
6+
Years of Operation
870
Learners Enrolled
4.7
Average Course Rating
3
Specialist Courses
Singapore FinLit Educator Recognition
Commendation for adult fixed-income education, March 2024
MoneySense Reference Partner
Course materials cross-referenced with MoneySense guidance since 2021
CPA Singapore Community Member
Member of CPA Singapore's financial literacy network since 2022
Ready to Begin?
Take a look at the full course details, or write to us if you have questions about which course fits your situation.